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Privacy Policy

Last updated: May 15, 2026

Interpretation and Definitions

Interpretation

Words with capitalized initials have meanings defined under the following conditions. These definitions apply whether the terms appear in singular or plural form.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.
  • Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of shares, equity interest, or other securities entitled to vote.
  • Company (“the Company”, “We”, “Us”, or “Our”) refers to CleverCents™.
  • Cookies are small files placed on Your device containing details of Your browsing history and other information.
  • Country refers to Texas, United States.
  • Device means any device that can access the Service, such as a computer, cell phone, or tablet.
  • Personal Data (or “Personal Information”) means any information related to an identified or identifiable individual.
  • Service refers to the Website.
  • Service Provider means any third-party company or individual processing data on behalf of the Company.
  • Usage Data refers to data collected automatically through use of the Service.
  • Website refers to Clever Cents: https://clever-cents.com/
  • You means the individual or entity accessing or using the Service.

 

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may collect personally identifiable information, including:

  • Email address
  • First name and last name

Usage Data

Usage Data is collected automatically and may include:

  • IP address
  • Browser type and version
  • Pages visited
  • Date and time of visits
  • Time spent on pages
  • Device identifiers
  • Mobile device information
  • Diagnostic data

 

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies such as beacons, tags, and scripts to improve and analyze Our Service.

Types of Tracking Technologies

Cookies or Browser Cookies

Cookies are small files placed on Your Device. You can instruct Your browser to refuse Cookies, though some features of the Service may not function properly.

Web Beacons

Web beacons (also called clear gifs or pixel tags) help count users, measure email opens, and analyze website performance.

Cookie Types Used

Necessary / Essential Cookies

  • Type: Session Cookies
  • Purpose: Enable core website functionality and user authentication.

Cookies Policy / Notice Acceptance Cookies

  • Type: Persistent Cookies
  • Purpose: Identify whether users accepted cookie usage.

Functionality Cookies

  • Type: Persistent Cookies
  • Purpose: Remember user preferences such as login details or language settings.

Where required by law, non-essential cookies are only used with Your consent. Consent can be withdrawn at any time through cookie settings or browser settings.

 

Use of Your Personal Data

The Company may use Personal Data for purposes including:

  • Providing and maintaining the Service
  • Managing user accounts
  • Performing contracts and transactions
  • Contacting users via email, phone, SMS, or notifications
  • Sending marketing and promotional communications
  • Managing customer requests
  • Business transfers such as mergers or acquisitions
  • Analytics, research, and service improvements

Sharing Your Personal Data

We may share Your Personal Data:

  • With Service Providers
  • During business transfers
  • With affiliates
  • With business partners
  • With other users in public areas
  • With Your consent

 

Retention of Your Personal Data

We retain Personal Data only as long as necessary for legal, operational, and business purposes.

Retention Periods

Account Information

  • User accounts: Duration of account relationship plus up to 24 months after closure.

Customer Support Data

  • Support tickets: Up to 24 months after closure.
  • Chat transcripts: Up to 24 months.

Usage Data

  • Website analytics data: Up to 24 months.
  • Server logs: Up to 24 months.

Data may be retained longer if required by law, needed for legal claims, requested by You, or stored in backups.

Data Deletion and Anonymization

When retention periods expire:

  • Personal Data may be deleted from systems.
  • Backup copies may remain temporarily in encrypted storage.
  • Data may be anonymized for analytics and research purposes.

 

Transfer of Your Personal Data

Your Personal Data may be processed or stored outside Your jurisdiction where data protection laws may differ.

Where legally required, We implement safeguards and security measures to protect transferred data.

 

Delete Your Personal Data

You have the right to:

  • Access Your Personal Data
  • Correct inaccurate information
  • Delete Your Personal Data

You may manage Your information through account settings or by contacting Us directly.

Some data may be retained where legally required.

 

Disclosure of Your Personal Data

Business Transactions

Your Personal Data may be transferred during mergers, acquisitions, or asset sales.

Law Enforcement

We may disclose Personal Data when legally required by public authorities or law enforcement agencies.

Other Legal Requirements

We may disclose Personal Data to:

  • Comply with legal obligations
  • Protect Company rights or property
  • Investigate wrongdoing
  • Protect user safety
  • Prevent legal liability

 

Security of Your Personal Data

We use commercially reasonable security measures to protect Personal Data, but no transmission or storage method is completely secure.

 

Children’s Privacy

Our Service is not intended for children under 16 years of age.

We do not knowingly collect Personal Data from children under 16. If such information is identified, We will remove it.

Parental consent may be required where applicable law demands it.

 

Links to Other Websites

Our Service may contain links to third-party websites.

We are not responsible for the content, privacy practices, or policies of external websites.

 

Changes to this Privacy Policy

We may update this Privacy Policy periodically.

Changes will be posted on this page, and users may also be notified via email or website notices.

Users are encouraged to review this Privacy Policy regularly.

 

Contact Us

If You have questions about this Privacy Policy, You can contact Us: